Douglas A. Gray's 101 Streetsmart Condo Buying Tips for Canadians PDF

January 31, 2018 | Real Estate | By admin | 0 Comments

By Douglas A. Gray

ISBN-10: 0470157712

ISBN-13: 9780470157718

ISBN-10: 0470838124

ISBN-13: 9780470838129

The ebook could disguise all of the key suggestions that any apartment purchaser must comprehend. it'll accomplish that within the layout of one hundred and one counsel (or so), segmented less than a number of headings. it might be Canadian in content material and fill a major unmet desire available on the market. the subsequent sections are guidance (see additionally the proposal); ultimate content material judgements can be made among writer and editor. part 1: Why Is a residence correct for Me? part 2: residence ideas and laws part three: Financing a purchase order part four: The house buy part five: paying for to speculate Appendixes: resources of data Key web pages Checklists thesaurus

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Then to calculate your monthly financial commitment you would go through the following steps: • Calculate your unit entitlement (784 ÷ 15,680 = 1/20 share in the common property) • Calculate the annual share of maintenance costs (1/20 x $60,000 = $3,000 per year) • Calculate the monthly share of maintenance costs (1/12 x $3,000 = $250 per month) Utilities You are responsible for your own utilities that you use in your unit, including hydro, water, heat, etc. In apartment condominiums, these expenses are usually included in the maintenance fee, whereas townhouse condominiums tend to be separately metered and you are billed directly and individually by the utility companies.

There are several types of insurance, including replacement-cost, all-risk comprehensive, and personal liability. It is also wise to get insurance to cover deficiencies in the condominium corporation’s insurance coverage in the event of fire so that any damage to your unit could be repaired in full; otherwise the unit owners would have to pay on a proportional basis any deficiency by means of a special assessment. You should also carry sufficient liability insurance. Many insurance companies have developed a specialized program referred to as condominium homeowner’s package insurance.

Many people sign mortgages without having any idea what is in them. This is a recipe for disaster. The purpose of this section is to outline some of the terms that you should be familiar with so that you will be better prepared when discussing your mortgage—before you sign it—with a lawyer. In any mortgage, there are these basic provisions: the date of the mortgage, the names of the parties who are signing, a legal description of the property, the amount of the loan, the payment terms including interest and frequency, the respective obligations of the lender and the borrower, and the signatures of all the parties.

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101 Streetsmart Condo Buying Tips for Canadians by Douglas A. Gray


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